They explain that the annuity intelligence is sluggishly creeping in the minds of citizens, where they anticipate their employers, families or indeed countries to supply all their requirements. They further explain that these problems that are linked with the geriatric population, and lack of fiscal education. The authors farther state that each individual requirements to learn to be tone- sufficient. The authors also advise the compendiums not to blindly follow the advise given by fiscal counsels. Through the course of this book, the compendiums are handed with a list of rates held by successful people, and the different ways by which they can acquire wealth. The authors also throw light on a number of factors that led to their success, and give general advice for individualities in varied circumstances. This book has been produced as a result of the belief of both authors, which is that plutocrat problems can not be answered by plutocrat alone, but only by fiscal education. This book is largely recommended for those who ask to acquire wealth.